First National Bank Botswana (FNBB)'s customers can access a wide array of the bank's cellphone banking services by using the USSD code *130*321# (requires airtime) or *103*321# (does not require airtime). The following is a comprehensive list of how to access the services offered under the bank's cellphone banking.
Activation
- Dial *103*321#
 - Create your secret pin
 - Send pin
 - Re-enter pin
 
Purchase Airtime
- Dial *103*321#
 - Enter cellphone banking pin
 - Select 1: Prepaid
 - Select 1: Mobile airtime
 - Choose amount
 - Confirm
 
Cash Withdrawal
- Dial *130*321#
 - Enter banking pin
 - Select 2: Banking
 - Select 5: Withdraw cash
 
You will then receive a five-digit pin which expires in 60 minutes. Head over to your nearest FNBB ATM to withdraw the cash by following the next steps
- Select: Cardless services
 - Select: Withdraw from an FNBB account
 - Enter cellphone number
 - Enter five digit pin
 - Proceed
 
Pay To Cell
- Dial *130*321#
 - Enter banking pin
 - Select: Banking
 - Select: Payments
 - Select: Pay To Cell
 - Enter phone number
 - Enter amount
 - Confirm
 
Once-off Payment
- Dial *130*321#
 - Select: banking
 - Select: Payments
 - Select: Once-off payments
 - Select: Recipient bank
 - Enter Account no
 
Transfer
- Dial *130*321#
 - Enter banking pin
 - Select: Banking
 - Select: Transfer
 
Ewallet
- Dial *130*321#
 - Select: Send money
 - Select: Ewallet
 - Enter the number you are sending money to
 - Enter the amount and confirm
 
Electricity
- Dial *130*321#
 - Enter banking pin
 - Select: Prepaid
 - Select: Electricity
 - Enter meter no
 - Enter amount
 - Confirm
 
Check Balances
- Dial *130*321#
 - Enter banking pin
 - Select: Banking
 - Select: Balance
 - Select: Amount
 - Confirm
 
Mini Statement
- Dial *130*321#
 - Enter banking pin
 - Select: banking
 - Select: mini statement
 - Select: Account
 - Confirm
 
Payment to Linked Account
- Dial *130*321#
 - Enter banking pin
 - Select: Banking
 - Select: Payments
 - Select: Recipient
 - Select: Linked account
 - Enter amount
 
